Monday, August 29, 2011
Beautiful Mommy's on the move!
This week we are really going to dig into beauty! I know when your busy the last thing on our minds is taking care of ourselves. Whether it's cost or time, beauty and pampering yourself sometimes takes a back seat to all the things we need to do. So this week i'm going to be giving tips for cheap and easy ways to pamper yourself. I'll be posting a few interviews this week from experts on skin care, makeup, hair care and links to places to go for quick and easy tips.
Tuesday, August 23, 2011
Money: Saving at the grocery store
So if your anything like me, it's never a good idea to grocery shop when your hungry. I end up spending way more, and sometimes even forgetting the key items I went into the store to get in the first place! So I have a few ways that have helped me save when it comes to grocery shopping. I try to shop on a full stomach, that way i'm not impulse buying. I always make my list at home before going to the store so I go in focused and get only what I need. Another thing that's helped me a lot lately is couponing! I knew you all have seen the show extreme couponing! I'm not saying cut coupons all day and stock pile, but it really helps to get a Sunday paper or two and match some coupons to items already on your list. Now if you really want to go the extreme couponing route(which can be really fun!) I suggest Thekrazycouponlady.com. Her site gives you a step by step guide and even tells what stores are having sales when. Last but not least if your taking your kids w/ you, bring a fun toy and a snack to keep them from the " want..." speech...lol Hope todays tips were helpful for you! What helps you save money at the grocery store?
Monday, August 22, 2011
Topic of the week...MONEY!
This week I will touch on many topics about money. Today i'm more focused on budgeting. Growing up I never really had anyone tell me how important it is to budget my money. Even as a teeny or a young adult starting to pay bills, money was just something I needed for fun. Now as an adult with bills, responsibilities, and a child I really wish I had saved more and spent less over the years! Since I can't go back, the only option is to move forward and be a lot smarter. I actually have started poking around at different financial websites and blogs to better inform myself. Now that I feel like I finally have the budgeting tools to succeed I'd love to share them with you. Here is my little top 5 list that seems to be helping so far.
#1 pay yourself first! Meaning even if you only get $100 a pay check take 10% off the top and put it in your savings account. It seems like such a small amout but with time and interest it adds up and can really come in handy when you really need it!
#2 Pay your bills(on time) not only is this a good way to improve your credit but it also makes you feel better once its paid and out of your hair.
#3 Auto matic payments! Through your bank you can set up bills to be paid automatically so that way you dont even see the money when it comes in (can't miss what you never had right?)
#4 The more you make the less you spend. So pretty much if you make $30,000 a year its not a good idea for your bills to ad up to $28,000 a year. At that rate you'll be in debt forever! When you make extra money the best thing to do is to at least take half of that extra and put it into your savings account. Save it towards something you really want, instead of spending in the moment and regreting it later(I'm guilty of this one)
#5 Eat out less! This is something I struggled with for a loooong time! I realized that $10 meals three times a week can better be used for gas or towards paying a bill, rather than adding to the inches on my waist line.
I hope these were helpful but what I really want is to hear what everyone else does to help them save money.
#1 pay yourself first! Meaning even if you only get $100 a pay check take 10% off the top and put it in your savings account. It seems like such a small amout but with time and interest it adds up and can really come in handy when you really need it!
#2 Pay your bills(on time) not only is this a good way to improve your credit but it also makes you feel better once its paid and out of your hair.
#3 Auto matic payments! Through your bank you can set up bills to be paid automatically so that way you dont even see the money when it comes in (can't miss what you never had right?)
#4 The more you make the less you spend. So pretty much if you make $30,000 a year its not a good idea for your bills to ad up to $28,000 a year. At that rate you'll be in debt forever! When you make extra money the best thing to do is to at least take half of that extra and put it into your savings account. Save it towards something you really want, instead of spending in the moment and regreting it later(I'm guilty of this one)
#5 Eat out less! This is something I struggled with for a loooong time! I realized that $10 meals three times a week can better be used for gas or towards paying a bill, rather than adding to the inches on my waist line.
I hope these were helpful but what I really want is to hear what everyone else does to help them save money.
Sunday, August 21, 2011
Mommy's On The Move
Today is my first day blogging for all of the busy mother's and women in general! It seems there are never enough hours in the day. From waking up and making breakfast(a fast one) to getting everyone ready, going to work(and for some of us school as well), extra curricular activities ect. We just do a whole lot as women! So I've created this blog to make life a whole lot easier for us all. I'll be posting daily ways to help our days run smoother and more productive. We'll shop together, budget our finances, make more money, have fun with our kids, and look amazing while we do it all! Yes...we CAN do it all!
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